The dual effects of digital inclusive finance on the urban-rural income gap: An empirical investigation in China's Yangtze River Delta region

Sheng Wang, Chao Wu and Boyu Fu

Finance Research Letters, 2024, vol. 69, issue PA

Abstract: The digital development of finance has positive implications for improving income inequality. As one of the mainstream research findings, the view that digital inclusive finance could alleviate the urban-rural income gap has been reaffirmed. Further empirical evidence reveals that digital inclusive finance bridges the urban-rural income gap by enhancing deposit behavior and promoting innovation activities. Compared with large population scale cities, the development of digital inclusive finance in small ones has a more significant reduction effect on the urban-rural income gap.

Keywords: Digital inclusive finance; Urban-rural income gap; Deposit; Innovation (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:eee:finlet:v:69:y:2024:i:pa:s1544612324010791

DOI: 10.1016/j.frl.2024.106049

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