Impacts of Digital Inclusive Finance, Human Capital and Digital Economy on Rural Development in Developing Countries

Han Lin and Pin Peng

Finance Research Letters, 2025, vol. 73, issue C

Abstract: It's a common concern in developing countries to embed digital finance into rural development. This study employs panel data from 283 prefecture-level cities in China between 2011 and 2021 to empirically examine the impact of digital inclusive finance on rural development in developing countries. The findings reveal that digital inclusive finance significantly facilitates rural development. Furthermore, human capital and the digital economy significantly positively influence the relation between digital inclusive finance and rural development. In addition, while digital inclusive finance fosters rural development in more developed rural areas, its impact is not significant in regions with lower development levels.

Keywords: Digital inclusive finance; Rural development; Human capital; Digital economy (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:eee:finlet:v:73:y:2025:i:c:s1544612324016830

DOI: 10.1016/j.frl.2024.106654

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