Digital economy, agricultural loans, and urban–rural income gap

Lei Zheng and Ying Liu

Finance Research Letters, 2025, vol. 77, issue C

Abstract: Based on provincial sample data from 2010 to 2022, this paper investigates the impact of agricultural loans on the urban–rural income disparity and the underlying mechanisms from the perspective of digital economy development. Findings reveal that higher levels of agricultural loans increase urban–rural income disparity. Furthermore, they exhibit a mitigating regulatory mechanism that is caused by the development of digital economy. Notably, the alleviating effect of agricultural loans on the urban–rural income disparity was observed to be more significant in groups with higher income disparities than those with lower disparities.

Keywords: Digital economy; Agricultural loans; Urban–rural income disparity (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:eee:finlet:v:77:y:2025:i:c:s1544612325002983

DOI: 10.1016/j.frl.2025.107034

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