The effect of reinsuring a deductible on pharmaceutical spending: A Dutch case study on low-income people

Marielle Non, Richard van Kleef, Onno van der Galiën and Rudy Douven

Health Policy, 2019, vol. 123, issue 10, 976-981

Abstract: Many countries have cost sharing schemes in health insurance to control health care expenditures. The Dutch basic health insurance includes a mandatory deductible of currently 385 euros per adult per year. To avoid affordability problems, several municipalities offer a group contract for low-income people in which the mandatory deductible is ‘reinsured’. More specifically, this means that out-of-pocket spending under the deductible is covered by supplementary insurance.

Keywords: Health insurance; Deductible; Reinsurance of consumer cost sharing; Pharmaceutical spending; Low-income people (search for similar items in EconPapers)
JEL-codes: C23 D12 I12 I13 (search for similar items in EconPapers)
Date: 2019
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Working Paper: The effect of reinsuring a deductible on pharmaceutical spending: A Dutch case study on low-income people (2018)
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Persistent link: https://EconPapers.repec.org/RePEc:eee:hepoli:v:123:y:2019:i:10:p:976-981

DOI: 10.1016/j.healthpol.2019.07.004

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