 Premium copayments and the trade-off between wages and employer-provided health insuranceDarren Lubotsky and Craig A. Olson Journal of Health Economics, 2015, vol. 44, issue C, 63-79 Abstract: This paper estimates the trade-off between salary and health insurance costs using data on Illinois school teachers between 1991 and 2008 that allow us to address several common empirical challenges in this literature. Teachers paid about 17 percent of the cost of individual health insurance and about 46 percent of the cost of their family members’ plans through premium contributions, but we find no evidence that teachers’ salaries respond to changes in insurance costs. Consistent with a higher willingness to pay for insurance, we find that premium contributions are higher in districts that employ a higher-tenured workforce. We find no evidence that school districts respond to higher health insurance costs by reducing the number of teachers. Keywords: Employer-provided health insurance; Premium contributions; Compensating wage differences; Public school teachers (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:eee:jhecon:v:44:y:2015:i:c:p:63-79 DOI: 10.1016/j.jhealeco.2015.08.006 Access Statistics for this article Journal of Health Economics is currently edited by J. P. Newhouse, A. J. Culyer, R. Frank, K. Claxton and T. McGuire More articles in Journal of Health Economics from Elsevier |
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