The intracorrelation of family health insurance and job lock

Marion Aouad

Journal of Health Economics, 2023, vol. 90, issue C

Abstract: This paper tests for the presence of job lock and “health insurance plan lock” stemming from the health shock of a child family member. Using the onset of an acute, unanticipated health shock, I estimate a 7–14 percent decreased likelihood of all family members leaving their current health insurance network and health plan within one year of the emergency. This corresponds to a reduced one-year job mobility rate of approximately 13 percent for the health plan’s primary policyholder. Furthermore, the non-portability of health insurance products may contribute to the observed job and health plan lock.

Keywords: Health Insurance; Household; Health shock; Job lock (search for similar items in EconPapers)
JEL-codes: I10 I12 J10 J20 J22 (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:eee:jhecon:v:90:y:2023:i:c:s0167629623000267

DOI: 10.1016/j.jhealeco.2023.102749

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