 Competition or cooperation? Disentangling the Bank-FinTech interaction through a hybrid literature reviewDavide Costa, Francesca Querci and Rosalia Santulli Research in International Business and Finance, 2025, vol. 78, issue C Abstract: The advent of FinTech companies (FTCs) in the banking sector has sparked a transformative shift, encouraging banks to navigate responses ranging from competition to collaboration. Through a comprehensive hybrid literature review and structured exploration of Bank-FinTech interaction models, we provide an actionable framework for understanding cooperative and competitive dynamics in Bank-FinTech relationships. Our analysis highlights a prevailing consensus within the literature favouring a cooperative strategy over competition between banks and FTCs. We examine the prevalent types of collaboration, their underlying rationales, and their effects on banks’ performance and activity. Through the identification of emerging themes and specific strategic gaps, we also suggest a targeted pathway for further inquiry, pointing at potential directions for future research. Keywords: Banks; FinTech; Cooperation; Coopetition; Competition; Alliance (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:eee:riibaf:v:78:y:2025:i:c:s0275531925002491 DOI: 10.1016/j.ribaf.2025.102993 Access Statistics for this article Research in International Business and Finance is currently edited by T. Lagoarde Segot More articles in Research in International Business and Finance from Elsevier |
Is your work missing from RePEc? Here is how to contribute.
Questions or problems? Check the EconPapers FAQ or send mail to .
EconPapers is hosted by the
School of Business at Örebro University.