La financiación de la vivienda en la década de los noventa. Posibles tendencias

Gustavo Levenfeld
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Gustavo Levenfeld: Profesor de la Universidad Autónoma de Madrid Facultad de Ciencias Económicas y Empresariales

EKONOMIAZ. Revista vasca de Economía, 1993, vol. 27, issue 03, 68-83

Abstract: The dramatic change undergone by housing financing in the 1980''''s is typified by the increased competition brought in by commercial bankíng. There has been a considerable improvement in credít conditions, partícularly noticiaste in the mortgagelvalue ratios. The 1990''''s may well witness the development of securitization if there were a generalizatíon of the recent Frech example, where a Loans Guarantee Fund has been created, acting the State as guarantor-a key issue which is as yet missing in European securitization. New repayment systems applied to mortgages could also improve the amount of effort which families make to this end.

Keywords: Financiación de la vivienda; préstamos hipotecarios (search for similar items in EconPapers)
JEL-codes: G21 R21 R31 R51 (search for similar items in EconPapers)
Date: 1993
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