Las cooperativas de servicios financieros en el continente americano

Inmaculada Buendía, Yenni Redjah and Benoît Tremblay
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Inmaculada Buendía: Universidad de Castilla-La Mancha
Yenni Redjah: HEC Montréal
Benoît Tremblay: HEC Montréal

EKONOMIAZ. Revista vasca de Economía, 2012, vol. 79, issue 01, 201-234

Abstract: The economic crisis which we are currently suffering has highlighted the greater stability of financial services cooperatives (FSC) in juxtaposition to the fragility of the rest of the banking sector. This has resulted in a resurgence of the cooperative form not only due to the positive effects in the market dynamics but also due to the influence of FSC in the reduction of systemic risk. Based on this a repositioning of FSC in regulators’ agendas seems plausible and more than ever, requires knowledge of their reality. For this reason this work focuses on providing an update vision of financial cooperatives on the American continent which draws lower interest in the economic literature. The results show an important disparity among the different countries owing to the variety forms of institutionalization of FSCs in the financial systems.

Keywords: financial services cooperatives; financial system; Latin America; North America (search for similar items in EconPapers)
JEL-codes: G28 G38 M14 P13 (search for similar items in EconPapers)
Date: 2012
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