Demografía y pensiones: una relación no convencional

Mercedes Ayuso Gutiérrez
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Mercedes Ayuso Gutiérrez: Departamento de Econometría, Estadística y Economía Aplicada, Riskcenter IREA, Universitat de Barcelona

EKONOMIAZ. Revista vasca de Economía, 2019, vol. 96, issue 02, 204-227

Abstract: Life expectancy has established itself as the preeminent biometric indicator in the field of pensions. An analysis of all the factors that might impact the measurement of the longevity risk becomes a priority if what we seek is to design, in actuarial terms, equitable pensions for all. This article summarises the consequences of underestimating life expectancy following retirement, and examines the impact that an individual’s socioeconomic factors, including level of personal wealth and marital status, can have on the number of years lived and on the absence of actuarial equity in a pension system.

Keywords: equidad actuarial intergeneracional; equidad actuarial intrageneracional; esperanza de vida; riesgo de longevidad (search for similar items in EconPapers)
JEL-codes: I18 I31 J14 (search for similar items in EconPapers)
Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:ekz:ekonoz:2019209

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