Eficiencia social en las cajas de ahorro españolas transformadas en bancos
Leire San-Jose (),
Jose Luis Retolaza and
Jose Torres Pruñonosa
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Jose Luis Retolaza: Universidad de Deusto
Jose Torres Pruñonosa: EAE Business School
El Trimestre Económico, 2020, vol. 87 (3), issue 347, 759-787
Abstract:
The aim of this paper is to analyse the effect of the transformation from savings banks into commercial banks. The Spanish savings banks during the 2012-2014 period have been used as a “quasi-experiment” or as an example for other countries in which there are savings banks nowadays. The aim is to show if there are efficiency differences between banks and former savings banks. Then, at least in the first years after their transformation, savings banks are still achieving very positive results in social activities, and, besides, they are improving their economic results. These findings are useful for both potential transformations of savings banks in other European countries with this type of financial entities, and for future research with Latin America, Asia or Africa financial data.
Keywords: DEA; efficiency; governance; politicization; commercial banks; savings banks; Spain. (search for similar items in EconPapers)
JEL-codes: G21 M10 (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:elt:journl:v:87:y:2020:i:347:p:759-787
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DOI: 10.20430/ete.v87i347.882
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