Debt advice in Europe: a search of the good practices to fight over-indebtedness

Alessandra Tanda and Daniela Vandone

Qualitative Research in Financial Markets, 2024, vol. 17, issue 3, 604-631

Abstract: Purpose - This paper aims to provide an overview of the current state of debt advisory services and good practices in Europe. Design/methodology/approach - The authors examine how debt advisory services are organised in different European countries and how they can be used to address the phenomenon of over-indebtedness. Findings - Debt advisory services seem to be varied and fragmented. There are few good practices that stand out, whereas in some countries there are no services available at all. Originality/value - This study provides an updated and comprehensive review of good practices and suggests some measures for evaluating the effectiveness of debt advisory services.

Keywords: Debt advice; Over-indebtedness; Europe; Households; Best practices (search for similar items in EconPapers)
Date: 2024
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Persistent link: https://EconPapers.repec.org/RePEc:eme:qrfmpp:qrfm-12-2023-0301

DOI: 10.1108/QRFM-12-2023-0301

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