Banking Competition and Financial Fragility: Evidence from Panel-Data

Antonio Ruiz-Porras

Estudios Económicos, 2008, vol. 23, issue 1, 49-87

Abstract: We study how competition may affect the stability of banking systems. We modify the failure-determinant methodology to include panel-data techniques. We use indicators for 47 countries between 1990 and 1997. The main findings show that banking concentration and foreign ownership are associated to bank-based financial systems and financial underdevelopment. They also show that banking credit and bank-based financial systems enhance banking fragility. Banking concentration is not a significant determinant. Furthermore our findings suggest that financial structure and, maybe, the property regime matter to assess such fragility.

Keywords: banks; competition; fragility; financial systems. (search for similar items in EconPapers)
JEL-codes: D40 G10 G21 L16 (search for similar items in EconPapers)
Date: 2008
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Citations: View citations in EconPapers (8)

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Working Paper: Banking competition and financial fragility: Evidence from panel-data (2007)
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Persistent link: https://EconPapers.repec.org/RePEc:emx:esteco:v:23:y:2008:i:1:p:49-87

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