A Proposal of a Microcredit Granting Model for the Microfinance Associations in Tunisia

Zouhayer Mighri () and Asma Saghaier ()
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Zouhayer Mighri: College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia.
Asma Saghaier: College of Business Administration, Prince Sattam Bin Abdulaziz University Kingdom of Saudi Arabia, Al Kharj, Saudi Arabia.

Iranian Economic Review (IER), 2019, vol. 23, issue 2, 259-296

Abstract: This article is devoted to look at how the factors micro-loan risks in microfinance are related to the micro-borrowers. In this regard, the present analysis involves the using of a set representative and fundamental variables in our research. The study basically use the socio-economic and socio-demographic features specific to the microborrowers, which are expected to affect the repayment delay, using the scoring models introduced to assess the micro- borrowers’ risk quality. Based on survey and logistic regression containing these features, the empirical results of econometric model show their impact on the repayment delay in the Tunisian Micro-Credit Associations.

Keywords: Repayment Delay; Microfinance Associations; Microborrowers; Simple Logit; Tunisia. (search for similar items in EconPapers)
Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:eut:journl:v:23:y:2019:i:2:p:259

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