Regional Banks in the Russian Banking System

Mikhail Vitalyevich Leonov ()
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Mikhail Vitalyevich Leonov: Humboldt University of Berlin

Spatial Economics=Prostranstvennaya Ekonomika, 2015, issue 2, 116-131

Abstract: Despite the lack of a uniform definition of «a regional bank», problems of their activities are widely discussed in the context of increasing regulation of the banking sector and creation of conditions for accelerated development of certain regions. The author analyses the Russian-language scientific literature in order to define «a regional bank» and systematize its key differences from other commercial banks. The researcher shows that the allocation of regional banks in a separate group should be related to specific features of the environment and not by endogenous factors associated with the selection of activities and balance sheet structure. The low level of financial market development and concentration of specific undiversified risks are the principal qualifiers differentiating between regional banks and other credit institutions in Russia. As classification criteria the author uses following: spatial representation (the bank does not have structural subdivisions in Moscow) and the ownership structure (among the bank’s owners there are no national and international financial groups that have a direct impact on the operations of the bank).

Keywords: banking; regulation; ?; regional; bank; ?; criteria; ?; classification; ?; structural; subdivision; of; the; bank; ?; banking; services; market; ?; banking; system; of; Russia (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:far:spaeco:y:2015:i:2:p:116-131

DOI: 10.14530/se.2015.2.116-131

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