The Determinants of the Interest Rate Margins of Czech Banks

Roman Horvath

Czech Journal of Economics and Finance (Finance a uver), 2009, vol. 59, issue 2, 128-136

Abstract: The author examines the determinants of the interest rate margins of Czech banks by employing a bank-level dataset at quarterly frequency in 2000–2006. His main results are as follows. He finds that more efficient banks exhibit lower margins and there is no evidence that banks with lower margins compensate themselves with higher fees. Price stability contributes to lower margins. Higher capital adequacy is associated with lower margins, contributing to banking stability. Overall, the results indicate that the determinants of the interest rate margins of Czech banks are largely similar to those reported in other studies for developed countries.

Keywords: commercial banks; interest rate margins; bank efficiency (search for similar items in EconPapers)
JEL-codes: D40 G21 P27 (search for similar items in EconPapers)
Date: 2009
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Citations: View citations in EconPapers (15)

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Persistent link: https://EconPapers.repec.org/RePEc:fau:fauart:v:59:y:2009:i:2:p:128-136

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