Home Mortgage Disclosure Act: new pricing data

Julia Reade

Communities and Banking, 2006, issue Spr, 24-26

Abstract: In fall 2005, the Board of Governors of the Federal Reserve System published its first study of the new Home Mortgage Disclosure Act (HMDA) interest-rate data. The study included extensive national analyses of mortgage pricing patterns across racial and ethnic groups. The findings confirmed a commonly held belief about mortgage prices: Traditionally underserved minority groups were more likely than other populations to pay higher prices for mortgages. In general, the findings hold for New England.

Keywords: Mortgage loans - New England; Home Mortgage Disclosure Act (search for similar items in EconPapers)
Date: 2006
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Persistent link: https://EconPapers.repec.org/RePEc:fip:fedbcb:y:2006:i:spr:p:24-26

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