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Annual Report

1995 - 2015

From Federal Reserve Bank of San Francisco
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What we’ve learned... and why it matters. 2015 Annual Report President's Letter pp. 01-01 Downloads
John Williams
An overview of our 2015 Annual Report. John Williams, president and chief executive officer, and Mark Gould, first vice president, welcome you to the San Francisco Fed’s 2015 annual report, “What We’ve Learned…and why it matters” pp. 02-02 Downloads
John Williams and Mark Gould
The future of cash. Claire Wang and Doug Conover from the Federal Reserve's Cash Product Office discuss cash use and innovation in cash processing technology with First Vice President Mark Gould pp. 03-03 Downloads
Claire Wang, Doug Conover and Mark Gould
The fragility of finances. SF Fed Community Development's David Erickson and Laura Choi sit down with President John Williams to discuss the fragility of American household finances and how to get more families on the road to economic opportunity pp. 04-04 Downloads
David J. Erickson, Laura Choi and John Williams
The fragility of finances. SF Fed Community Development's Laura Choi talks with President John Williams about creative placemaking, a neighborhood revitalization strategy that engages local artists and performers pp. 05-05 Downloads
Laura Choi and John Williams
Health and prosperity. Health and community prosperity are intrinsically linked. SF Fed Community Development’s Ian Galloway sits down with President John Williams to discuss the issue pp. 06-06 Downloads
Ian Galloway and John Williams
China in the global economy. SF Fed President John Williams talks with Zheng Liu, Mark Spiegel, and Fernanda Nechio of the international research team about China's economic slowdown and how it's affecting global economic activity pp. 07-07 Downloads
John Williams, Zheng Liu, Mark Spiegel and Fernanda Nechio
Redefining the labor market. SF Fed economists Rob Valletta, Nicolas Petrosky-Nadeau, and Mary C. Daly share their thoughts on the U.S. labor market with fellow economist President John Williams pp. 08-08 Downloads
Robert Valletta, Nicolas Petrosky-Nadeau, Mary Daly and John Williams
Transforming financial services. Banking supervision’s Tracy Basinger explains why the intersection of finance and technology–fintech–is a matter of great importance and interest to the Fed pp. 09-09 Downloads
Tracy Basinger and John Williams
Regional influences on monetary policy. SF Fed Branch Managers Robin Rockwood, Steve Walker, and Roger Replogle talk with President John Williams about ensuring the diverse industries and geographies within our District have a voice pp. 10-10 Downloads
Robin Rockwood, Steve Walker, Roger Replogle and John Williams

2014, issue 1

Does college matter? pp. 1-24 Downloads
John Williams, Mary Daly, Yifan Cao and K. Jody Hoff

2013, issue 1

The San Francisco Fed and the West: a century of reinvention pp. 1-9 Downloads
John Williams and Sam Zuckerman


Cash is dead! Long live cash!: annual report essay Downloads
John Williams


Opening the temple: annual report essay Downloads
John Williams


The value of independent perspectives: a focus on the Twelfth District Boards of Directors pp. 6-13 Downloads

2008, issue 2

A closer look at the Community Reinvestment Act of 1977 pp. 21-23 Downloads


Financial turmoil and the economy pp. 6-14 Downloads
With markets in turmoil, Twelfth District banks relied on discount window for funding in 2008 pp. 15-16 Downloads
San Francisco Fed leads early rollout of interest payments on bank reserves pp. 16-17 Downloads
A tough year for the banking industry pp. 18-20 Downloads


The subprime mortgage market: national and Twelfth District developments pp. 6-17 Downloads
Frederick T. Furlong and John Krainer
Supporting foreclosure prevention in the Twelfth District pp. 18-21 Downloads


Cash counts pp. 6-17 Downloads


Gateway to Asia pp. 7-9 Downloads
A tale of two giants: comparing China and India pp. 11-12 Downloads


The Fed at work pp. 6-15 Downloads


Shaping the economy: innovation, productivity pp. 8-13 Downloads


A diverse landscape Downloads


Perspectives on a century of change Downloads
Karen Flamme


A brief history of our nation's paper money Downloads
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