Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data

Neil Bhutta, Steven Laufer (stevenmlaufer@gmail.com) and Daniel R. Ringo
Additional contact information
Daniel R. Ringo: https://www.federalreserve.gov/econres/daniel-r-ringo.htm

Federal Reserve Bulletin, 2017, vol. 103, issue 6

Abstract: This article provides an overview of the 2016 data reported under the Home Mortgage Disclosure Act of 1975 and analyzes mortgage market activity over time as well as lending patterns across different demographic groups and lender types. The number of home-purchase originations was about 10 percent higher in 2016 than in 2015, and the number of refinance loans was 16 percent higher. The increase in lending was broad based across demographic and income categories.

Date: 2017
References: Add references at CitEc
Citations: View citations in EconPapers (9)

Downloads: (external link)
https://www.federalreserve.gov/publications/2017-n ... -lending-in-2016.htm (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:fip:fedgrb:89520

Ordering information: This journal article can be ordered from
publications-bog@frb.gov

DOI: 10.17016/bulletin.2017.103-6

Access Statistics for this article

More articles in Federal Reserve Bulletin from Board of Governors of the Federal Reserve System (U.S.) Contact information at EDIRC.
Bibliographic data for series maintained by Ryan Wolfslayer ; Keisha Fournillier (ryan.d.wolfslayer@frb.gov).