Federal Reserve Bulletin

1936 - 2020

From Board of Governors of the Federal Reserve System (U.S.)
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1995, issue Dec

Daylight overdraft fees and the Federal Reserve's payment system risk policy pp. 1065-1077

Heidi Willmann Richards

Statement to Congress, October 11, 1995 (views of the Board on issues relating to electronic payment technologies) pp. 1089-1093

Alan Blinder

Statement to Congress, October 17, 1995 (issues related to mergers among U.S. banking organizations) pp. 1093-1102

Janet Yellen

Development of new software for institutions offering mortgage loans pp. 1103

Anonymous

Revised list of OTC marginable stocks and foreign margin stocks, effective November 13, 1995 pp. 1104

Anonymous

1995, issue Nov

Credit risk and the provision of mortgages to lower-income and minority homebuyers pp. 989-1016

Glenn B. Canner and Wayne Passmore

Statement to Congress, September 21, 1995(proposed legislation to recapitalize the Savings Association Insurance Fund)(SAIF) pp. 1020-1021

Alan Greenspan

Statement to Congress, September 27, 1995(semi-annual monetary policy report) pp. 1022-1023

Alan Greenspan

1995, issue Oct

German monetary targeting: a retrospective view pp. 917-931

Linda S. Kole and Ellen Meade

Statement to Congress, August 2, 1995(status of the Savings Association Insurance Fund) (SAIF) pp. 935-938

Alan Greenspan

First hemispheric conference on banking supervision held on August 23, 1995 in Buenos Aires, Argentina pp. 939

Anonymous

Final rule regarding risk-based capital standards on interest rate risk, effective September 1, 1995 pp. 939

Anonymous

Amendments to capital adequacy guidelines for state member banks and bank holding companies, effective September 1, 1995 pp. 939-940955-956,960,968-972

Anonymous

Approval of a firm closing time for the Fedwire book-entry securities transfer system, effective January 2, 1996 pp. 940

Anonymous

Amendment to the risk-based capital guidelines regarding the treatment of derivative contracts, effective October 1, 1995 pp. 939952-968

Anonymous

1995, issue Sep

Overview of derivatives disclosures by major U.S. banks pp. 817-831

Gerald A. Edwards, Jr. and Gregory E. Eller

Statement to Congress, July 13, 1995(views of the Board on a bill that would substitute a $1 coin for the $1 bank note) pp. 841-844

Edward W. Kelley

Statement to Congress, July 19, 1995(semi-annual report on monetary policy) pp. 844-848

Alan Greenspan

Risk-based capital standards final revisions, effective September 1, 1995 pp. 849-850, 861-873

Anonymous

Federal Open Market Committee decreases pressure on bank reserve positions pp. 849

Anonymous

Final guidelines and rule issued July 7, 1995 regarding safety and soundness standards for state member banks pp. 849

Anonymous

Educational programs on the homebuying process sponsored by the Federal Reserve Board pp. 850-851

Anonymous

Revised list of OTC marginable stocks and foreign margin stocks, effective August 14, 1995 pp. 851-852

Anonymous

1995, issue Aug

Statement to Congress, June 6, 1995 (views on the Financial Services Competitiveness Act of 1995) pp. 778-783

Alan Greenspan

Comment requested on proposal to simplify the process for reporting suspected crimes and suspicious financial transactions by banking organizations supervised by the Federal Reserve pp. 784

Anonymous

1995, issue Jul

Financial services used by small businesses: evidence from the 1993 National Survey of Small Business Finances pp. 629-667

Rebel Cole and John Wolken

Statement to Congress, May 2, 1995(S. 650, Economic Growth and Regulatory Paperwork Reduction Act of 1995) pp. 671-675

Susan M. Phillips

Statement to Congress, May 3, 1995(benefits and cost of substituting a $ 1 coin for the $1 bank note) pp. 676-678

Edward W. Kelley

Statement to Congress, May 18, 1995(H.R. 1362, Financial Institutions Regulatory Relief Act of 1995) pp. 679-683

Susan M. Phillips

Requests for nominations for appointment to the Consumer Advisory Council pp. 684

Anonymous

Issuance of joint framework for supervisory information about derivatives activities of banks and securities firms pp. 684

Anonymous

1995, issue Jun

Profits and balance sheet developments at U.S. commercial banks in 1994 pp. 545-569

William B. English and Brian K. Reid

Monetary policy and open market operations during 1994 pp. 570-584

Peter R. Fisher, R. Spence Hilton and Ann-Marie Meulendyke

Revisions effective January 1, 1996 and January 1, 1997 pp. 595

Anonymous

Revised list of OTC marginable stocks and foreign margin stocks, effective May 8, 1995 pp. 596

Anonymous

Membership of the Board of Governors of the Federal Reserve System, 1913-95 pp. 627-628

Anonymous

1995, issue May

U.S. international transactions in 1994 pp. 407-418

Charles Thomas

Statement to Congress, March 8, 1995(conduct of monetary policy) pp. 422-424

Alan Greenspan

Statement to Congress, March 8, 1995(Community Reinvestment Act) pp. 424-430

Lawrence B. Lindsey

Statement to Congress, March 13, 1995(adjustment of federal programs for movements in the cost of living) pp. 431-433

Alan Greenspan

Resignation submitted March 27, 1995 as a member of the Board of Governors of the Federal Reserve System, effective April 30, 1995; President Clinton's letter of acceptance April 5, 1995; statement issued by Alan Greenspan pp. 434-435

John P. LaWare

Issuance of final guidelines on an internal process for appealing an adverse material supervisory determination pp. 435

Anonymous

Transcripts of 1989 meetings of the Federal Open Market Committee made available for public inspection on March 21, 1995 pp. 435

Anonymous

1995, issue Apr

Household sector borrowing and the burden of debt pp. 323-338

Glenn B. Canner, Arthur B. Kennickell and Charles A. Luckett

Statements to Congress, February 22-23, 1995(Federal Reserve's conduct of monetary policy) pp. 342-348

Alan Greenspan

Statement to Congress, February 28, 1995(Board's views on expanding permissible affiliations between banks) pp. 349-354

Alan Greenspan

Money stock data revised pp. 355-360

Anonymous

Modification of the increase scheduled for the daylight overdraft fee, effective April 13, 1995 pp. 355

Anonymous

1995, issue Mar

Statement to Congress, January 5, 1995(issues involving municipal, corporate, and individual users of derivative products) pp. 251-253

Alan Greenspan

Statement to Congress, January 10, 1995(issues involved in producing the budget of the U.S. government) pp. 253-255

Alan Greenspan

Statements to Congress, January 25-26, 1995(current condition of the economy) pp. 255-258258-260

Alan Greenspan

Statements to Congress, January 25, 26, 31, 1995(Mexican economic and financial system) pp. 261-264

Alan Greenspan

Discount rate increased from 4 3/4% to 5 3/4%, effective February 1, 1995 pp. 265

Anonymous

Procedure for disclosing policy decisions by the Federal Open Market Committee, announced February 2, 1995 pp. 265

Anonymous

Increase in the reciprocal currency arrangement with the Bank of Mexico, announced February 1, 1995 pp. 265

Anonymous

Appointment of new members, January 13, 1995 pp. 266

Anonymous

Revised list of over-the-counter stocks and foreign equity securities, effective February 13, 1995 pp. 268-269

Anonymous

1995, issue Feb

Home purchase lending in low-income neighborhoods and to low-income borrowers pp. 71-103

Glenn B. Canner and Wayne Passmore

Statement to Congress, December 7, 1994(current economic conditions and monetary policy developments) pp. 107-110

Alan Greenspan

Policy statement on privately operated netting systems, effective December 21, 1994 pp. 111-112

Anonymous

Appointment of new members, January 1, 1995 pp. 111

Anonymous

Final amendments to risk-based capital guidelines to account for netting contracts, effective December 31, 1994 pp. 112

Anonymous

Amendments to risk-based capital guidelines for state member banks regarding credit risk and risks of nontraditional activities, effective January 17, 1995 pp. 112

Anonymous

Amendments to capital adequacy guidelines regarding deferred tax assets, effective April 1, 1995 pp. 113

Anonymous

Final rule on enhanced recordkeeping related to certain wire transfers by financial institutions, effective January 1, 1996 pp. 113

Anonymous

Measures adopted December 5, 1994 to help ease financial stress in areas affected by flooding in Texas pp. 113

Anonymous

Delay in the expansion of operating hours for Fedwire on-line transfers announced pp. 114-115

Anonymous

Format expanded for Fedwire funds transfers pp. 114

Anonymous

Final rule issued to amend risk-based capital standards pp. 127-128

Anonymous

Amendment to the Bank Secrecy Act regulations pp. 150-155

Anonymous

1995, issue Jan

FIMS: a new monitoring system for banking institutions pp. 1-15

Rebel Cole and Jeffery W. Gunther

Industrial production and capacity utilization: a revision pp. 16-26

Richard D. Raddock

Change in rate from 4 percent to 4 3/4 percent, effective November 15, 1994 pp. 30

Anonymous

Fee schedules for services provided by Federal Reserve Banks, effective January 3, 1995 pp. 30

Anonymous

Increases in amounts of transaction accounts covered by reserve requirements pp. 30

Anonymous

Data on daylight overdrafts pp. 31

Anonymous

Guidelines related to real estate appraisals, issued November 7, 1994 pp. 32

Anonymous