Birth, growth, and life or death of newly chartered banks

Robert DeYoung

Economic Perspectives, 1999, vol. 23, issue Q III, 18-35

Abstract: Thousands of new commercial banks have been chartered in the U.S. over the past two decades. This article documents how the financial characteristics of new banks evolve over time, develops a simple theory of why and when new banks fail, and tests the theory using a variety of methods.

Keywords: bank charters; Bank failures (search for similar items in EconPapers)
Date: 1999
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Citations: View citations in EconPapers (18)

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