Smoothing the Path: Balancing Debt, Income, and Saving for the Future

Scott Wolla

Page One Economics Newsletter, 2014, 1-5

Abstract: The life cycle model shows that saving for the future requires people to limit consumption during their working years and save so they will have a ?nest egg? to draw on during retirement. Recent changes in how people save for retirement have shifted some responsibility from firms to individuals.

Date: 2014
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