Turbulent Years for U.S. Banks: 2000-20

Paul Wilson

Review, 2022, vol. 104, issue 3, 189-209

Abstract: The first 20 years of the twenty-first century have presented U.S. banks with three recessions, long periods of very low interest rates, and increased regulation. The number of commercial banks operating in the United States declined by 51 percent during this period. This article examines the performance of U.S. commercial banks from 2000 through 2020. An overall picture is provided by examining the evolution of assets, deposits, loans, and other financial characteristics over the period. In addition, new estimates of technical inefficiency are provided, offering additional insight into banks' performance during the recent difficult years.

Keywords: commercial banks; assets; deposits; loans (search for similar items in EconPapers)
JEL-codes: C14 G01 G21 (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:fip:fedlrv:94230

DOI: 10.20955/r.104.189-209

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