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Now and then: the evolution of loan quality for U.S. banks

Christopher Metli and Kevin Stiroh ()

Current Issues in Economics and Finance, 2003, issue apr

Abstract: Although loan quality in the U.S. banking industry deteriorated in recent years, a comparison with the banking crisis of the late 1980s and early 1990s suggests that the industry is in a far better position today than it was a decade ago. The percentage of troubled loans is lower, loan quality problems are confined principally to large-bank commercial and industrial lending, and credit weakness is concentrated in a small number of borrower industries.

Keywords: Commercial loans; Bank loans; Credit (search for similar items in EconPapers)
Date: 2003
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