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Credit Unions’ Expanding Footprint, Is there any evidence new rules could cause small banks to lose market share to credit unions?

James DiSalvo and Ryan Johnston

Banking Trends, 2017, issue Q1, 17-23

Abstract: One of the main banking stories of the past 25 years has been the dramatic growth of large banks. Less well known is that credit unions have been expanding their market share during this time, too, especially after membership criteria were relaxed in 1998. While credit unions have been increasing their market share, small banks? market share has declined. And now, legal changes that took effect in January 2017 expanded credit unions? capacity to make loans to commercial customers, raising further concern among small banks that they might lose ground to credit unions

Keywords: market share; credit unions (search for similar items in EconPapers)
Date: 2017
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