Community Development Publications and Reports

2007 - 2025

From Federal Reserve Bank of St. Louis
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2020

Bank On National Data Hub: Findings from 2019 pp. 20 pages

Matuschka Lindo Briggs, Nishesh Chalise and Violeta A. Gutkowski

2019

Innovative Approaches to Investing with Impact in St. Louis pp. 55 pages

Mariah Byrne, Heather Cameron, Mike Eggleston and Theodore Floros

Bank On National Data Hub: Findings from the First Year

Meredith Covington and Melanie Liu

2018

Impact Investing: Survey of Missouri Nonprofits pp. 18 pages

Federal Reserve Bank of St. Louis Community Development

The Present and Future of Bank On Account Data: Pilot Results and Prospective Data Collection pp. 20 pages

Kelsey Bradley, Meredith Covington, Paige Diner, Amelia Erwitt and Katie Plat

The Case for Homeownership pp. 22 pages

Alanna McCargo

Demographics of Wealth 2018, Essay No. 3: The Bigger They Are, The Harder They Fall: The Decline of the White Working Class pp. 22 pages

William Emmons, Ana Hernández Kent and Lowell Ricketts

The Demographics of Wealth 2018, Essay No. 1: The Financial Returns from College across Generations: Large but Unequal pp. 26 pages

William Emmons, Ana Hernández Kent and Lowell Ricketts

Demographics of Wealth 2018, Essay No. 2: A Lost Generation? Long-Lasting Wealth Impacts of the Great Recession on Young Families pp. 26 pages

William Emmons, Ana Hernández Kent and Lowell Ricketts

Republican Home-­Owning pp. 29 pages

Robert Hockett

Ten Years Since the Financial Crisis: Some Lessons for Reducing Risks to Households pp. 30 pages

Jane K. Dokko and Karen E. Dynan

Do Changes in Mortgage Credit Constraints Explain the Housing Boom and Bust? pp. 58 pages

Andra C. Ghent

Mortgaging Household and Global Financial Stability: To What End? pp. 66 pages

William Emmons, Ana Hernández Kent and Lowell Ricketts

Modigliani Meets Minsky: American Household Debt, 1949-2016 pp. 67 pages

Alina K. Bartscher, Moritz Kuhn and Moritz Schularick

The Distribution of Risk and the Great Recession: Old Problems, New Crises pp. 86 pages

Thomas Herndon

2017

Household Debt at the Tipping Point: When and Why Does Household Borrowing Hurt the Economy? pp. 22 pages

William Emmons and Lowell Ricketts

The Real Effects of Household Debt in the Short and Long Run pp. 31 pages

Marco Lombardi, Madhusudan Mohanty and Ilhyock Shim

Income Distribution, Household Debt, and Aggregate Demand: A Critical Assessment pp. 31 pages

J.W. Mason

Reversing the Tipping Point? pp. 34 pages

Barry Cynamon

The Great American Debt Boom, 1949-2013 pp. 36 pages

Moritz Kuhn, Moritz Schularick and Ulrike I. Steins

The Evolving U.S. Economy and Household Debt: Featured Speaker Remarks pp. 39 pages

Karen E. Dynan

How Do Credit Supply Shocks Affect the Real Economy? Evidence from the United States in the 1980s pp. 59 pages

Atif Mian, Amir Sufi and Emil Verner

2016

Identifying "Tipping Points" in Consumer Liabilities Using High-Frequency Data pp. 26 pages

Carlos Garriga, Lowell Ricketts and Don Schlagenhauf

The Debt Goes On: A Post-Crisis "Progress" Report pp. 29 pages

Daniel Alpert and Robert Hockett

The Demographics of Loan Delinquency: Tipping Points or Tip of the Iceberg? pp. 35 pages

William Emmons and Lowell Ricketts

The Sustainability of U.S. Household Finances pp. 44 pages

Daniel Cooper, Barry Cynamon and Steven Fazzari

Workforce Development Survey Results, 2015 pp. 8 pages

Federal Reserve Bank of St. Louis Community Development

Launching a Community Development Project

Federal Reserve Bank of St. Louis Community Development

2015

The Demographics of Wealth 2015, Essay No. 1: Race, Ethnicity and Wealth pp. 28 pages

Ray Boshara, William Emmons and Bryan J. Noeth

The Demographics of Wealth 2015, Essay No. 2: Education and Wealth pp. 33 pages

Ray Boshara, William Emmons and Bryan J. Noeth

The Demographics of Wealth 2015, Essay No. 3: Age, Birth Year and Wealth pp. 33 pages

Ray Boshara, William Emmons and Bryan J. Noeth

Interest Rates and Equity Extraction During the Housing Boom pp. 55 pages

Neil Bhutta and Benjamin J. Keys

2007

Economic Effects of the 1918 Influenza Pandemic: Implications for a Modern-day Pandemic pp. 25 pages

Thomas Garrett