Commercial Banks’ Loan Policy Formation

Ternovskaya E. () and Novoseltseva M. ()
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Ternovskaya E.: Budget and Treasury Academy of the Ministry of Finance of the Russian Federation
Novoseltseva M.: Budget and Treasury Academy of the Ministry of Finance of the Russian Federation

Finansovyj žhurnal — Financial Journal, 2010, issue 2, 119-128

Abstract: The article authors examine the issues related to the formation of an efficient loan policy in the commercial banks. They make their assessment of the Russian banking sector’s loan business-related activities during the financial crisis and note that foreign banks are becoming increasingly proactive in the loan market, and this constitutes a trend. The article authors examine the specifics of the foreign banks’ loan policy formation process. They suggest the measures to be taken to improve the loan process, to make the Russian banks’ loan business efficiency level higher and contribute to the sustainable development of the economy.

Keywords: loan policy; commercial banks; loan portfolio; credit exposure (search for similar items in EconPapers)
Date: 2010
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Persistent link: https://EconPapers.repec.org/RePEc:fru:finjrn:100212:p:119-128

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