An Optimal Loan Plan for Businesses

Ruzhitsky Vladimir Ye. ()
Additional contact information
Ruzhitsky Vladimir Ye.: Budget and Treasury Academy of the Ministry of Finance of the Russian Federation

Finansovyj žhurnal — Financial Journal, 2010, issue 4, 67-74

Abstract: The article author examines how a business organization can form an optimal loan plan using the data available on the future revenue and expenditure, terms and conditions of loan issuing and use of temporarily available assets. A recurrent pattern is formed for calculating the businesses’ funds availability in real time and an optimal loan plan identification task is set using linear programming tools. The author gives the examples of calculations that show the efficiency of the solutions suggested. The author identifies the ways to solve the problem of optimal loan plan formation if various loan issuing terms are involved and if the available information is inaccurate.

Keywords: budgeting; loan plan optimization; improvement of the loan servicing scheme; linear programming (search for similar items in EconPapers)
Date: 2010
References: Add references at CitEc
Citations:

Downloads: (external link)
http://finjournal-nifi.ru/images/FILES/Journal/Archive/2010/4/statii/100407.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:fru:finjrn:100407:p:67-74

Access Statistics for this article

Finansovyj žhurnal — Financial Journal is currently edited by Vladimir S. Nazarov

More articles in Finansovyj žhurnal — Financial Journal from Financial Research Institute, Moscow 125375, Russia Contact information at EDIRC.
Bibliographic data for series maintained by Gennady Ageev ().