Medical Savings Accounts: Prospects for Compulsory Health Insurance

Vladimir Nazarov, Christopher Mark Davis () and Natalya Sisigina
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Christopher Mark Davis: University of Oxford; Health Economics Laboratory, the Russian Presidential Academy of National Economy and Public Administration

Finansovyj žhurnal — Financial Journal, 2014, issue 2, 47-66

Abstract: In the latter half of the 20th century developed countries faced rising health expenditures mainly caused by moral hazard. One way of addressing moral hazard is to introduce new financing mechanisms based on cost sharing. The article presents one of the such mechanisms — medical savings accounts: key features, review of international practice (Singapore, China, USA), benefits and limitations, possible ways of integration medical savings accounts into Russian health financing system.

Keywords: medical savings accounts; health insurance; health financing mechanisms; moral hazard; compulsory health insurance; cost sharing; copayments (search for similar items in EconPapers)
JEL-codes: I13 I18 (search for similar items in EconPapers)
Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:fru:finjrn:140206:p:47-66

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