Exploring Financial Literacy in Higher Education with the Help of FinTech: A Bibliometric Analysis of Linkages to Access, Behavior, and Well-Being Through Digital Innovation

Ionut Marius Croitoru (), Paula-Paraschiva Dragan (spiridon), Nicoleta Daniela Ignat and Romanita Jumanca
Additional contact information
Ionut Marius Croitoru: Faculty of Entrepreneurship, Business Engineering and Management, National University of Science and Technology Politehnica, 060042 Bucharest, Romania
Paula-Paraschiva Dragan (spiridon): Doctoral School of Economics and Business Administration, West University of Timisoara, 300223 Timisoara, Romania
Nicoleta Daniela Ignat: Faculty of Entrepreneurship, Business Engineering and Management, National University of Science and Technology Politehnica, 060042 Bucharest, Romania
Romanita Jumanca: Romanian and Foreign Languages Department, University of Medicine and Pharmacy Timisoara, 300041 Timisoara, Romania

FinTech, 2025, vol. 4, issue 1, 1-17

Abstract: This study explores the dynamic interaction between financial literacy and higher education, focusing on the critical role of financial education in improving individual financial well-being. Using bibliometric analysis and the VOSviewer software, this research examines thematic clusters in financial literacy, categorized into access, behavior, health, and education. By analyzing 469 articles from the Web of Science database (2020–2024), this study identifies trends and key linkages between financial literacy and societal well-being, highlighting the role of digital innovation. While FinTech is discussed as a facilitator of financial inclusion and education, the primary focus lies in understanding how financial literacy drives behavioral change, capacity building, and economic resilience. This paper provides information for policymakers and educators to design inclusive, behaviorally focused educational programs that address specific demographic needs, ultimately contributing to societal and economic resilience.

Keywords: FinTech; higher education; bibliometric research; VOSviewer (search for similar items in EconPapers)
JEL-codes: C6 F3 G O3 (search for similar items in EconPapers)
Date: 2025
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.mdpi.com/2674-1032/4/1/4/pdf (application/pdf)
https://www.mdpi.com/2674-1032/4/1/4/ (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gam:jfinte:v:4:y:2025:i:1:p:4-:d:1570192

Access Statistics for this article

FinTech is currently edited by Ms. Lizzy Zhou

More articles in FinTech from MDPI
Bibliographic data for series maintained by MDPI Indexing Manager ().