Digital Financial Inclusion in Emerging Economies: Evidence from Jordan

Abdalla Al Khub (), Mohamed Saeudy () and Ali Meftah Gerged
Additional contact information
Abdalla Al Khub: Business School, University of Bedfordshire, Vicarage St, Luton LU1 3JU, UK
Mohamed Saeudy: Business School, University of Bedfordshire, Vicarage St, Luton LU1 3JU, UK
Ali Meftah Gerged: Management School, Sheffield University, Conduit Road, Sheffield S10 1FL, UK

JRFM, 2024, vol. 17, issue 2, 1-14

Abstract: This study explores the role of digital financial inclusion in mitigating poverty and bolstering economic growth, with a special focus on developing nations during the COVID-19 era. Centering on Jordan, it seeks to identify key influencers of financial access by analyzing data from 260 participants using a non-linear probit regression model. The research uncovers a significant disparity in financial inclusion between Jordanian adult males and females, attributable to differences in education, wealth, employment, and income levels. These findings point to the necessity of prioritizing financial accessibility for marginalized groups such as women, the elderly, and those with lower income to effectively combat poverty and facilitate economic advancement and sustainable development in emerging markets.

Keywords: financial inclusion; financial exclusion; COVID-19 conditions; financial technology; emerging economies and Jordan (search for similar items in EconPapers)
JEL-codes: C E F2 F3 G (search for similar items in EconPapers)
Date: 2024
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.mdpi.com/1911-8074/17/2/66/pdf (application/pdf)
https://www.mdpi.com/1911-8074/17/2/66/ (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gam:jjrfmx:v:17:y:2024:i:2:p:66-:d:1336244

Access Statistics for this article

JRFM is currently edited by Ms. Chelthy Cheng

More articles in JRFM from MDPI
Bibliographic data for series maintained by MDPI Indexing Manager ().