Exploring Bare Ownership Supply of Housing in Urban Environments

Maria Rosaria Guarini (), Alejandro Segura- de-la-Cal (), Francesco Sica and Yilsy Núñez-Guerrero
Additional contact information
Maria Rosaria Guarini: Department of Architecture and Design, Sapienza University of Rome, Via Flaminia 359, 00196 Rome, Italy
Alejandro Segura- de-la-Cal: Department of Architectural Constructions and Their Control, Polytechnic University of Madrid, Av. de Juan de Herrera 6, 28040 Madrid, Spain
Francesco Sica: Department of Architecture and Design, Sapienza University of Rome, Via Flaminia 359, 00196 Rome, Italy
Yilsy Núñez-Guerrero: Department of Organization Engineering, Business Administration and Statistics, Polytechnic University of Madrid, C. de José Gutiérrez Abascal 2, 28006 Madrid, Spain

Land, 2025, vol. 14, issue 1, 1-32

Abstract: Europe faces a situation where housing represents the main savings for most of the population, while the majority of homeowners are seniors aged over 65. The desire to supplement pensions has led to a growing interest in generating income from these savings, with bare ownership emerging as a notable option. This solution makes it possible to transfer the ownership of the home while maintaining usufruct rights for the duration of the owner’s lifetime. This paper examines the status of bare ownership in the city of Rome by web scraping the house offers published on web portals and segmenting those offered as bare ownership. Machine learning analysis based on neural networks and binary logit regression allows for the observation of the particular behavior of the housing supply in bare ownership; it shows the different intrinsic and extrinsic characteristics that determine this Real Estate segment. The findings highlight the development of a growing market strongly influenced by the location of assets. These findings provide valuable insights for both investors and urban planners regarding changes in urban dynamics processes.

Keywords: bare ownership; bare title to property; home ownership; housing income; real estate valuation; hedonic pricing; real estate financialization (search for similar items in EconPapers)
JEL-codes: Q15 Q2 Q24 Q28 Q5 R14 R52 (search for similar items in EconPapers)
Date: 2025
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.mdpi.com/2073-445X/14/1/144/pdf (application/pdf)
https://www.mdpi.com/2073-445X/14/1/144/ (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gam:jlands:v:14:y:2025:i:1:p:144-:d:1565090

Access Statistics for this article

Land is currently edited by Ms. Carol Ma

More articles in Land from MDPI
Bibliographic data for series maintained by MDPI Indexing Manager ().