4P Cash Logistics Management Model

Jakub Górka () and Artur Piątkowski
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Jakub Górka: Department of Digital Finance, Faculty of Management, University of Warsaw, 00-927 Warsaw, Poland
Artur Piątkowski: Department of Digital Finance, Faculty of Management, University of Warsaw, 00-927 Warsaw, Poland

Sustainability, 2025, vol. 17, issue 13, 1-21

Abstract: This article presents an innovative model for managing cash logistics, grounded in the 4P concept of supply chain management. The 4P framework encompasses four interconnected elements: Product, Players, Processes and Policies. Developed with a focus on sustainability the 4P Cash Logistics Model is based on empirical research conducted in Poland, involving key participants in the cash supply chain—the central bank, commercial banks and cash handling companies. It also incorporates, albeit less explicitly, the perspectives of merchants and consumers as end-users of cash, offering a comprehensive view of the cash cycle management. The 4P Cash Logistics Model has been designed in a country-agnostic manner, employing the concept of a control tower, with the central bank positioned as the integrator of the cash supply chain. This paper proposes several improvements to cash logistics, including the introduction of a standardised electronic bank deposit slip and a multilateral platform for exchanging information on cash stocks and flows and for trading monetary value between banks and cash handling companies.

Keywords: cash logistics; 4P model; cash management; supply chain; cash circulation; banknote paradox; central bank; control tower (search for similar items in EconPapers)
JEL-codes: O13 Q Q0 Q2 Q3 Q5 Q56 (search for similar items in EconPapers)
Date: 2025
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