RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TuRKİYE

Arif Saldanlı and Sumeyra Uzun
Additional contact information
Arif Saldanlı: ISTANBUL UNIVERSITY, FACULTY OF ECONOMICS, DEPARTMENT OF BUSINESS
Sumeyra Uzun: ISTANBUL UNIVERSITY, FACULTY OF ECONOMICS, DEPARTMENT OF BUSINESS

Ekonomi Maliye Isletme Dergisi, 2023, vol. 6, issue 2, 64-81

Abstract: This study examines district-level factors affecting Turkish credit card usage. Demographic, education, health, tourism, economy, urbanization, culture, and sports parameters are used to create two spatial econometric models. Geographical data visualizes dependent variables and assesses credit card usage's spatial dependency. In this context, the study was carried out using a spatial econometric model related to credit card usage. In this context, the study was carried out using a spatial econometric model related to credit card usage. The model estimator is the Spatial Durbin Model using Buse Adj. R2 and information criteria. The first model shows a negative relationship between physical credit card payments, students per teacher, and mosques per capita. Total physical credit card payments are negatively correlated with per capita electricity consumption, markets, students per teacher, and mosques per capita in the second model. This study highlights the spatial dependence and geographical variation of credit card usage factors.

Keywords: Credit Card; Spatial Durbin Model; Spatial Econometry (search for similar items in EconPapers)
JEL-codes: C31 D12 D14 (search for similar items in EconPapers)
Date: 2023
References: Add references at CitEc
Citations:

Downloads: (external link)
https://dergipark.org.tr/tr/pub/emid/article/1318508 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gnx:emid43:2023-6-2-1318508

DOI: 10.46737/emid.1318508

Access Statistics for this article

More articles in Ekonomi Maliye Isletme Dergisi from Adil AKINCI
Bibliographic data for series maintained by Prof. Dr. Adil AKINCI ().