On Insurance, Risk Management, and Cultural Ecology?

Walter R. Stahel
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Walter R. Stahel: The Product-Life Institute, Geneva, Switzerland

Homo Oeconomicus, 2002, vol. 18, 493-499

Abstract: The year 2001 has brought to the lime-light two dormant issues. Firstly, a sea change in risk perception, exposing man as the major catastrophic risk, and modern society as an easy prey through a vulnerability built on an economy of scale which disregards the dis-economy of risk that goes with it. Secondly, the need for a continued search for risk reduction in 'old' risks, and a new focus on hazards from a self-exploitation of (free-lance) workers. The common denominator of both issues is a more systemic view of the present technology-focused vision of sustainability, and its need for a base of cultural ecology.For the issue of dis-economies of risk versus increases of economy of scale, and the choice of new technologies and R&D policies, see: Giarini, Orio and Stahel, Walter (2000), The Performance Gesellschaft - Chancen und Risiken beim ▄bergang zur service economy, Marburg: Metropolis Verlag, ISBN 3-8951-320-2.

Date: 2002
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