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The Effects of Over-indebtedness on Individual Health

Maite Blázquez Cuesta () and Santiago Budria Rodriguez ()

Hacienda Pública Española / Review of Public Economics, 2018, vol. 227, issue 4, 103-131

Abstract: This paper uses panel data from four waves (2002, 2005, 2008 and 2011) of the Spanish Survey of Household Finances (EFF) to investigate whether debts burdens hamper people’s health. Several measures of debt strain are constructed, including debt-to-income ratios, the existence of debt arrears and amounts of outstanding debts. The paper also differentiates between mortgage and non-mortgage debts. The results, based on a random effects model, show that non-mortgage debt payments and debt arrears are negatively related with people’s health.

Keywords: Over-indebtedness; self-assessed health; random effects model (search for similar items in EconPapers)
JEL-codes: G01 I13 I22 (search for similar items in EconPapers)
Date: 2018
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Working Paper: The Effects of Over-Indebtedness on Individual Health (2015) Downloads
Working Paper: The effects of over-indebtedness on individual health (2015) Downloads
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Handle: RePEc:hpe:journl:y:2018:v:227:i:4:p:103-131