THE BUILDINGS OF THE ELDERLY AS SUPPLEMENTAL RETIREMENT PENSIONS,EL PATRIMONIO INMOBILIARIO DE LOS MAYORES COMO COMPLEMENTO AL SISTEMA DE PENSIONES

Guzmán Muñoz Fernández () and Luna Mª Santos Roldan

Revista Internacional Administracion & Finanzas, 2012, vol. 5, issue 1, 17-32

Abstract: The Spanish pension system, contributory, public and shared is under severe strain due to a growing aging population that will produce a large elderly population, a smaller pension plan and a significant investment in housing. The authors believe this may create a new social class, with high risk of exclusion, made up of these elderly cash poor but house rich individuals. We present a demographic study of population, cash flow and heritage of this aging population. The work shows tools to turn their real estate into cash.

Keywords: Aging of the population; prices of the housing; inverse mortgage (search for similar items in EconPapers)
JEL-codes: J11 J26 R39 (search for similar items in EconPapers)
Date: 2012
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