Toward Sustainable Finance and Sustainability: The Imperative of Financial Literacy

Johannes Treu

International Journal of Economics and Finance, 2025, vol. 17, issue 9, 1

Abstract: Financial literacy and sustainable finance play a major role in today’s world. Both concepts have gained increasing importance in recent years. More and more countries and international organizations have recognized the importance of measuring and improving the level of financial education. The aim is to achieve political goals such as a more sustainable financial system and the Sustainable Development Goals. Financial literacy is understood as the ability to make financial decisions and understand the associated consequences. Sustainable finance refers to a type of financing that incorporates social, environmental, and ethical considerations into investment decisions. The aim is to promote long-term sustainable development by investing in companies, projects, and products that make a positive contribution to society and the environment. This article uses discourse analysis to analyze the relationship and significance of financial education in promoting sustainable finance and sustainability. The aim is to present arguments for strengthening financial education as a prerequisite for sustainable finance and sustainability. The starting point of the analysis is the assumption that financially educated people are better able to understand the impact of their investment decisions on the environment and society. Through financial education, people can be encouraged to make sustainable financial decisions that are both financially profitable and positive for the environment and society.

Date: 2025
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