Economics at your fingertips  

Different Persons Different Needs: An Analysis of Various Types of Loans in a Village Economy

Tanmoyee Banerjee (Chaterjee), Chandralekha Ghosh and Malabika Roy
Authors registered in the RePEc Author Service: Tanmoyee Banerjee (Chatterjee) ()

The IUP Journal of Managerial Economics, 2009, vol. VII, issue 3-4, 94-108

Abstract: The present paper tries to identify the socio-political and economic characteristics of borrowers of different types of loans and loan sizes, on the basis of a primary household survey on around 300 households carried out in two villages in the district of North 24-Parganas in West Bengal, India. To this end, the type of loans taken are divided into five categories: consumption loans, working capital loans, loans taken for fixed investment, loans to meet social obligations, and loans taken to repay loans. The main results reveal that the nature of occupation, religion, political affiliation and land holding are important factors influencing the probability as well as size of loans taken for consumption and production purposes.

Date: 2009
References: Add references at CitEc
Citations: Track citations by RSS feed

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link:

Access Statistics for this article

More articles in The IUP Journal of Managerial Economics from IUP Publications
Bibliographic data for series maintained by G R K Murty ().

Page updated 2020-11-14
Handle: RePEc:icf:icfjme:v:07:y:2009:i:3-4:p:94-108