Development of Medical Insurance in Ukraine: System Approach

Svechkina Alina L. () and Spodareva Olena H. ()
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Svechkina Alina L.: Donetsk State University of Management
Spodareva Olena H.: Donetsk Institute of Interregional Academy of Personnel Management

Business Inform, 2014, issue 1, 173_178

Abstract: The goal of the article lies in building up a scientifically justified system of medical insurance for formation of efficient socio-economic protection of population in Ukraine. Having considered the system of medical insurance as a complex system, the article identifies its main characteristics, namely: integrity, hierarchy, structure, purposefulness, controllability, dynamics and openness. In the result of the study the article allocates the structure of the system of medical insurance, which contains four subsystems: formation, distribution, use of financial resources and control. The article justifies a necessity of development of the system with the aim of realisation of such principles of its functioning as prospectiveness, priority, realisation and step-by-step. Prospects of further studies in this direction are identification of the degree of attraction of private and state financial resources for healthcare, organisation of mandatory medical insurance, further development of voluntary medical insurance and health insurance funds with consideration of specific features of functioning of the national economy of Ukraine. Further development of the system of medical insurance would facilitate introduction of the state and private subsystems of financial provision, increase of efficiency of management in combination with development of the medical science and would ensure gradual changes in the healthcare system, which would have a positive influence upon improvement of health of the population and increase of socio-economic efficiency of the medical industry of Ukraine.

Keywords: system of medical insurance; mandatory medical insurance; voluntary medical insurance; health insurance funds; system of financing medical insurance (search for similar items in EconPapers)
Date: 2014
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