Technological assessment of banking innovation in Nigeria
Oluwanishola A. Okogun and
Williams O. Siyanbola
African Journal of Accounting, Auditing and Finance, 2013, vol. 2, issue 2, 157-174
This paper bothers on the technological standing of banks' websites in Nigeria; this investigates the level of immunity of the online services provided. Some parameters were selected for this assessment and relevant tools were put together for the analysis. The result showed that none of the banks use country code Top Level Domain (ccTLD) for their websites. Also, two out of every three banks do not have digital certificates while only 17% of the remaining have valid and up to date certificates. 90% of the banks host their websites outside the country, the technologies used for the design and the hosting server were also considered. About the level of severity of the vulnerability, 41.7% are classified as critical, 37.5% as urgent and 20.8% as high. In conclusion, appropriate policy suggestions were advanced which highlights the role of the key players including the banks, individuals and the government.
Keywords: cyber immunity; electronic services; e-services; technological standing; internet banking; policy; Nigeria; banking innovation; bank websites; online services; financial services; digital certificates; vulnerability; security. (search for similar items in EconPapers)
References: Add references at CitEc
Citations: Track citations by RSS feed
Downloads: (external link)
Access to full text is restricted to subscribers.
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:ids:ajaafi:v:2:y:2013:i:2:p:157-174
Access Statistics for this article
More articles in African Journal of Accounting, Auditing and Finance from Inderscience Enterprises Ltd
Bibliographic data for series maintained by Sarah Parker ().