Micro-credit programmes, social capital and micro-enterprise performance

Jasmine Tata and Sameer Prasad

International Journal of Business and Globalisation, 2010, vol. 5, issue 1, 31-45

Abstract: Micro-credit programmes (generally considered to be initiated by the 2006 Nobel Prize winner Mohammed Yunus of the Grameen Bank in Bangladesh) are a form of social (global) entrepreneurship that work with low-income micro-enterprise owners and construct alternate means of approving, disbursing and monitoring loans for micro-enterprises. In this paper, we develop a conceptual model that identifies several characteristics of group-based micro-credit programmes that are necessary to incubate the development of borrowers' social capital and increase the performance of their micro-enterprises.

Keywords: microenterprises; microcredit programmes; social capital; group processes; increased performance; Mohammed Yunus; low incomes; loans; loan approval; disbursement; monitoring procedures; globalisation; global entrepreneurship; entrepreneurs. (search for similar items in EconPapers)
Date: 2010
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