Determinants of FinTech-based financial literacy of micro, small, and medium enterprises

Marcellia Susan, Jacinta Winarto and Ika Gunawan

International Journal of Economic Policy in Emerging Economies, 2024, vol. 20, issue 3/4, 325-332

Abstract: Information technology development currently provides significant changes in various business sectors, both domestic and global coverage. Financial technology (FinTech) services in Indonesia target people who need funds but are not served by banks. The study aims to analyse the financial literacy of micro, small, and medium enterprises (MSMEs), specifically related to FinTech services. Primary data were obtained from MSMEs in West Java, Indonesia, and then processed to confirm financial literacy determinants. The study contributes and reveals that MSMEs owners/managers' financial literacy is determined by financial information provided by the media.

Keywords: financial literacy; financial technology; micro, small, and medium enterprises; MSMEs. (search for similar items in EconPapers)
Date: 2024
References: Add references at CitEc
Citations:

Downloads: (external link)
http://www.inderscience.com/link.php?id=142472 (text/html)
Access to full text is restricted to subscribers.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ids:ijepee:v:20:y:2024:i:3/4:p:325-332

Access Statistics for this article

More articles in International Journal of Economic Policy in Emerging Economies from Inderscience Enterprises Ltd
Bibliographic data for series maintained by Sarah Parker ().