Impact of credit guarantees on entrepreneurship

Rajeev Roy

International Journal of Entrepreneurship and Small Business, 2011, vol. 12, issue 1, 101-108

Abstract: The paper explores the performance of the loan guarantee scheme in India. For entrepreneurs without access to own collateral, a loan guarantee scheme allows access to bank loans with the state acting as a guarantor. Such schemes have been successfully implemented in most of the developed nations like UK, France, Canada and USA. The schemes are generally viewed as helpful for entrepreneurs. In India too, the Credit Guarantee Fund Trust for Small Industries (CGTSI) has been set up by the Government of India, with this objective in mind.

Keywords: government policies; credit guarantees; loan guarantees; policy evaluation; India; collateral; emerging economies; bank loans; banks; banking; state guarantors; developed nations; United Kingdom; UK; France; Canada; United States; USA; fund trusts; small industries; CGTSI; small and medium-sized enterprises; SMEs; entrepreneurs; entrepreneurship. (search for similar items in EconPapers)
Date: 2011
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Persistent link: https://EconPapers.repec.org/RePEc:ids:ijesbu:v:12:y:2011:i:1:p:101-108

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