User acceptance of Islamic banking in Indonesia: the implementation of technology acceptance models

Taufik Faturohman, Mega Zhafarina Purwono and Say Keat Ooi

International Journal of Monetary Economics and Finance, 2024, vol. 17, issue 2/3, 229-237

Abstract: The emergence of the Islamic banking system is to accommodate the demand of Muslims for financing that complies with their religious values. Islamic banking is important in the global economy because 34.8% of world population are Muslims. However, the market share of Islamic banks in Indonesia is still low. Therefore, the purpose of this study is to assess the factors influencing Indonesian customers' acceptance of Islamic banking using the technology acceptance model. This study found that perceived usefulness and religiosity directly influences user acceptance. In addition, user acceptance is also indirectly influenced by perceived ease of use and trust.

Keywords: Islamic bank; user acceptance; TAM; technology acceptance model; behavioural intention; perceived usefulness; religiosity; Indonesia. (search for similar items in EconPapers)
Date: 2024
References: Add references at CitEc
Citations:

Downloads: (external link)
http://www.inderscience.com/link.php?id=139028 (text/html)
Access to full text is restricted to subscribers.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ids:ijmefi:v:17:y:2024:i:2/3:p:229-237

Access Statistics for this article

More articles in International Journal of Monetary Economics and Finance from Inderscience Enterprises Ltd
Bibliographic data for series maintained by Sarah Parker ().