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Evolution of Electronic and Mobile Business and Services: Government Support for E/M-Payment Systems

Carl Adams and Simon Mouatt
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Carl Adams: University of Portsmouth, UK
Simon Mouatt: Southampton Solent University, UK

International Journal of E-Services and Mobile Applications (IJESMA), 2010, vol. 2, issue 2, 58-73

Abstract: Mobile business and services are playing an increasingly significant role in economic activity for nations. However, one of the prerequisites for successful electronic business activity is to have practical and acceptable mechanisms to conduct electronic transactions. In this paper, the authors identify weaknesses in the mobile and electronic payments markets, namely hyper-competition that results in too much variation and lack of standards. The paper gains insights from previous works on the government and money nexus. The relationship between governments and money has continued to evolve. The current global and electronic environment now presents fresh challenges for the state, as payments extend across national jurisdictions and deal with new types of services and transactions. The paper provides the basis for developing theory to fully capture and recognise the development of mobility in an electronic and global market space and by identifying practical ways governments can support the evolving mobile payments industry.

Date: 2010
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International Journal of E-Services and Mobile Applications (IJESMA) is currently edited by Rajeev Dwivedi

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