Factors Affecting Credit Card Debt Payment in Malaysia

Fen Nee Chong
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Fen Nee Chong: Faculty of Business, Economics and Law, Auckland University of Technology, New Zealand

International Journal of Business and Economics, 2017, vol. 16, issue 1, 21-30

Abstract: Credit card proliferation could bring adverse consequences to cardholders and financial institutions if the credit risk is not managed prudently. The objective of this study is to identify the factors affecting timely repayment of credit card loan in East Malaysia. Attitude towards credit, dependability, image consciousness and financial planning were found to have a significant impact on timely payment of credit card outstanding balance.

Keywords: credit; card; debt (search for similar items in EconPapers)
JEL-codes: D14 D31 G21 (search for similar items in EconPapers)
Date: 2017
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Citations: View citations in EconPapers (2)

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