Factors Influencing the Intention of People to Use Islamic Banking: An Evidence from Lahore, Pakistan

Nouman Khurram () and Umair Saeed
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Nouman Khurram: COMSATS Institute of Information Technology Lahore, Pakistan
Umair Saeed: COMSATS Institute of Information Technology Lahore, Pakistan

International Journal of Economics and Empirical Research (IJEER), 2015, vol. 3, issue 8, 411-418

Abstract: Purpose: The purpose of this paper is to find the factors which influence the intention of Muslims of Lahore to use Islamic banking. Methodology: Therefore data was collected through distributing questionnaires. In total 220 questionnaires were distributed and 154 were collected and analysis was performed on 150 questionnaires because 4 of them were not fully filled (Return rate was around 69%). Analysis was performed by using hierarchical regression technique. Findings: Both attitude and social influence were proven significant in the initial stages of the technique but attitude proved insignificant in the later stages. Knowledge also proved significant in influencing the intention of the people. In the final stage the effect of price as a moderator is also observed. Recommendations: Policy recommendations are made on the basis of empirical results.

Keywords: Islamic Banking; Attitude; Knowledge; Social Influence; Pricing; Intention (search for similar items in EconPapers)
JEL-codes: E5 (search for similar items in EconPapers)
Date: 2015
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