Variables which Affect Default Rate of Chilean Loans

Francisco Ormazabal ()

Revista de Analisis Economico – Economic Analysis Review, 2014, vol. 29, issue 1, 3-16

Abstract: This paper contributes relevant empirical evidence which indicates the existence of difference in default rate of loans between male and female. It concludes that independent of type of loans, the default rate of female is less than male. Moreover this paper analyzes the effect of other variables as married status and size/income over default rate.

Keywords: Default; Loans; Gender; Married Status; Income; Consumption; Loan; Mortgage loans; Commercial loans (search for similar items in EconPapers)
JEL-codes: E42 E43 E44 E51 G21 (search for similar items in EconPapers)
Date: 2014
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