ASPECTS AND TRENDS OF CREDITING THE ROMANIAN ECONOMY IN LEI AND FOREIGN CURRENCY DURING THE PRE- AND POST-ACCESSION PERIODS
Gheorghe Zaman ()
Romanian Journal of Economics, 2013, vol. 36, issue 1(45), 5-29
The paper analyses the relationship between credits with denomination in lei and euro in the Romanian economy in the pre and post-accession periods, trying to highlight some structural characteristics of different types of deposits and loans from the viewpoint of interest rate levels and agreed maturity in the case of households and population. The main problem is related to the impact and vulnerabilities of predominance of credits denominated in euro in a national economy where the leu is the official currency. The bank lending is decomposed into lending to enterprises and lending to households in order to find out their important characteristics in an international comparative context. Which could be the optimal relationship between crediting in euro and crediting in lei?
Keywords: bank loans; credits and deposits denominated in euro versus national currency leu; vulnerabilities of euro credits; types of deposit and loan; interest rate. (search for similar items in EconPapers)
JEL-codes: E43 E51 G21 (search for similar items in EconPapers)
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (2) Track citations by RSS feed
Downloads: (external link)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:ine:journl:v:2:y:2013:i:44:p:5-29
Access Statistics for this article
Romanian Journal of Economics is currently edited by Institute of National Economy
More articles in Romanian Journal of Economics from Institute of National Economy Contact information at EDIRC.
Bibliographic data for series maintained by Valentina Vasile ().